Available only to self-employed individuals and small businesses for commercial purposes — not a consumer product and not offered for personal, family or household use. An advance is not a loan: it is the purchase of a set share of your future receivables, so what you remit is a fixed, agreed amount rather than interest and is never expressed as an annual percentage rate. Where a third-party funder provides the financing, that funder’s own Revenue Purchase Agreement governs the transaction and TrueFunds acts as a connection provider and marketplace rather than the funder: it is not a party to that agreement, does not guarantee that you will be matched or approved, and disclaims liability arising from third-party agreements. Reviewing your options is a soft inquiry and leaves your score untouched. TrueFunds never charges a fee in advance in exchange for a promise of funding. Availability and terms vary by state, and funding is not offered in California or New York. Governed by the laws of the State of Arizona.